FAQs

Why see a financial planner?

A qualified financial planner can help you to make the most out of the money, assets and resources you have to plan for a secure future.

They have the specialist knowledge and expertise to help you to build the plan you need to reach your financial goals.

They also offer advice and services to:

  • create wealth

  • plan for retirement

  • get the most from your superannuation

  • manage debt

  • help protect your family and business through insurance options and estate planning

  • help you understand taxation, rules and regulations

  • ensure your investments are seeking the greatest returns.

You don’t need to be wealthy to see a financial planner – they make the most of what you have.

What services does Oracle Investment Services provide?

At Oracle Investment Services, we are committed to providing certainty in uncertain times and helping customers achieve lifetime financial security.

We provide strategic investment solutions tailored to individuals’ needs, goals and life stages. Our protection and wealth management products and services include:

  • wealth creation

  • self-managed superannuation

  • investments

  • insurance solutions

  • retirement planning

  • taxation

  • estate planning.

From providing advice and recommendations to developing, implementing and maintaining strategic financial plans – we can do it all!

It is also important that we know what not to recommend our clients. Our advisor’s knowledge and expertise will ensure you never make a bad investment.

“Sometimes, the value of advice can be measured by what you were advised NOT to do.”

How is Oracle Financial Services different from other financial planning practices?

Many financial planners are solely commissioned based and only get paid when they direct their client’s money towards managed funds. Because Oracle Financial Services are a fee-for-service practice, (meaning you only pay for the services you receive), we hold no bias towards particular investment types, have fewer conflicts of interest and can provide more comprehensive advice.

For example, a commission-based financial planning practice generally will not help you with purchasing shares or an investment property, as they would not get paid.

We are different – we can help you with non-commission-related investment solutions and recommend a range of investment types, as long as we are sure they are a good investment and will achieve your financial goals.

We are also different from banks and industry super funds because we own our business and will see our recommendations through and be around throughout your financial life. When dealing with a large bank, it is unlikely that you will deal with the same person for an extensive period and you are only advised about and recommended the bank’s own products.

At Oracle Financial Services we consider, review and compare all products and investment solutions independently, to ensure we recommend what suits your needs.

How am I charged?

We are a fee-for-service provider which means you only pay for the services you receive.

At Oracle Investment Services we are personal insurance brokers – accessing a large number of insurance providers for the benefit of our clients. We recommend products and services to achieve each client’s financial goals.

Are your financial planners qualified?

Anyone can claim that they are a financial planner or advisor. That is why it is essential to deal with someone who is certified and qualified before you trust them with your financial matters.

At Oracle Investment Services all of our advisors have financial planning credentials and qualifications. We are also members of the Financial Planning Association of Australia (FPA) which regulates the industry and sets and maintains the highest standards.

All FPA practitioner members are bound by a Code of Professional Practice that demands higher professional standards than those required by law, and they must meet continuing professional development requirements.

Find out more about the Financial Planning Association of Australia.

Read about our advisors

What is Oracle Investment Services’ investment philosophy?

Our investment philosophy is founded on experience and results. Read more about it here.

Who can receive financial planning advice?

Anyone can receive financial advice from Oracle Investment Services – from mum and dad investors, small and medium enterprises, people with self-managed super funds, retirees and large corporations right across Australia.

Regardless of whether you have a lot of money or not much at all – we make what you have work for you.

What is involved in the financial planning process?

Our process makes it easy to set goals for your financial future. Read more about it here.

Am I obliged to purchase recommended products or services?

Definitely not! We suggest the most suitable products and services to meet your financial goals, however the final decision is yours and there is no obligation to purchase anything.

How do I get started?

Call us today on 07 3844 3375 or email us to book an appointment.